Hustlay
Blog

Notes on running a freelance business that actually pays.

Specific numbers, real math, no fluff. Updated every Tuesday and Thursday.

Apr 24, 2026·9 min read

Freelancer Profit Tracker: Which Project Pays?

Why bank balances and spreadsheets lie about freelance profitability — and the minimum-viable system for seeing which project actually earns.
Apr 24, 2026·10 min read

Profit Per Project Template for Freelancers

The exact spreadsheet structure, the four data points per project, and the allocation formulas — with a copyable template you can paste into Google Sheets.
Apr 24, 2026·8 min read

Splitting Shared Expenses Across Projects

When one $50/mo VPS runs three projects, how do you allocate the cost fairly? IRS-acceptable methods and the mistakes that trigger audits.
Apr 24, 2026·9 min read

Calculate Your Real Hourly Rate as a Freelancer

Your billed rate is a headline number. Your real hourly rate — revenue divided by every hour worked — is usually 30–50% lower. Here's how to compute it.
Apr 24, 2026·10 min read

Self-Employment Tax: The 15.3% Freelancers Pay

What SE tax actually is, the 15.3% breakdown, how to calculate it on $80k of profit, why half is deductible, and two legal ways to reduce it.
Apr 24, 2026·11 min read

Quarterly Estimated Taxes: The US Freelancer's Cheat Sheet

The four IRS deadlines, the two safe-harbor rules that eliminate penalties, and three methods to calculate each quarterly payment.
Apr 24, 2026·10 min read

Freelancer Tax Deductions: The 2026 Cheat Sheet

Every Schedule C category freelancers typically claim, ranked by tax savings, with the gotchas (meals, home office, mileage) and audit triggers.
Apr 24, 2026·9 min read

Tax Forms Every Freelancer Needs to Know

Every IRS form a US freelancer is likely to receive or file in a typical year, with who sends what, when it's due, and the common mistakes to avoid.
Apr 24, 2026·8 min read

SparkReceipt vs Hustlay: Honest Comparison

Honest head-to-head: feature comparison, pricing math at each tier, where each tool wins, and how to decide between them.
Apr 24, 2026·8 min read

Why SparkReceipt Users Switch Tools

The five patterns that push SparkReceipt users to switch, based on 47 Reddit threads — and what the data suggests about when staying is the right call.
Apr 24, 2026·8 min read

A Lighter QuickBooks Self-Employed Alternative

QBSE was built for 2014 Uber drivers, priced like enterprise software, and missing the multi-project view freelancers need today.
Apr 24, 2026·7 min read

What FreshBooks' Per-Client Pricing Really Costs

FreshBooks' per-client pricing punishes the exact freelancer most likely to use it. The math on a 12-client coaching business, plus three alternatives.
Apr 24, 2026·9 min read

I Tried 5 Receipt Scanners for 30 Days. Here's What I'd Use.

Hands-on test of SparkReceipt, Expensify, Shoeboxed, QuickBooks Self-Employed, and Hustlay across 120 receipts — accuracy and speed compared.
Apr 24, 2026·10 min read

Cost Allocation for Freelancer Shared Expenses

The three defensible allocation methods for shared freelancer costs — time-weighted, revenue-weighted, equal-share — and when to use each.
Apr 24, 2026·9 min read

Profit Per Hour Benchmarks by Freelance Trade

Profit-per-hour ranges across software, design, writing, marketing, creators, trades, and ecommerce — and how to close the gap if yours is too low.
Apr 24, 2026·9 min read

When to Fire a Client (Using Profit Data, Not Feelings)

The 60%-of-baseline rule for firing unprofitable clients, two fixes to try first, and the exact email templates for a professional exit.
Apr 29, 2026·8 min read

Developer Side Hustle Tracker That Tells the Truth

A developer side hustle tracker should show net profit, shared costs, and profit per hour so you can see which projects actually pay off.
14-day trial · no credit card

Prefer the long-form version?

The pillar guides teach the theory. The blog applies it.

Free plan forever · Cancel anytime · Export everything
Start free — no card needed→