Payment
Your PayPal account
Buyer
Currency you receive
Reverse calculation
I know what I want to receive — tell me what to charge
$
Rate applied: 3.49% + $0.49
Result
PayPal fee
$3.98
You receive
$96.02
Effective rate
3.98%
Standard PayPal Checkout (goods and services) rates, checked October 30, 2026. Currency conversion, micropayment pricing, card-reader and invoicing rates differ. Confirm at paypal.com before pricing big orders.
Key takeaways
- US accounts: 3.49% + $0.49 per payment, +1.5% when the buyer is abroad.
- UK accounts: 2.9% + £0.30; Germany: 2.99% + €0.39 — plus 1.29–1.99% for cross-border buyers.
- On $100 a US seller keeps $96.02; to receive exactly $100, charge about $104.12.
- The fixed fee depends on the currency you receive, so small payments lose a much bigger share.
Paid through PayPal, Stripe and Etsy? Log each payout and its fees under the right project in Hustlay, and every income stream shows its real profit.
Track profit after feesPayPal fees 2026
PayPal fees by account country
| Account | Domestic rate | Cross-border surcharge |
|---|---|---|
| United States | 3.49% + $0.49 | International buyer: +1.5% |
| United Kingdom | 2.9% + £0.30 | EEA buyer: +1.29% · Other countries: +1.99% |
| Germany (EU) | 2.99% + €0.39 | UK buyer: +1.29% · Other countries: +1.99% |
Standard commercial rates for payments received in the account's home currency, checked October 30, 2026.
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