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Stripe Fee Calculator

How much does Stripe actually take?

This Stripe fee calculator shows the exact Stripe fee on any payment, what you net, and the reverse: what to charge to receive a set amount. Pick your country and card type — it uses Stripe's standard 2026 rates for the US, UK and Eurozone.

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Transaction
▼
International card
Card issued outside the account's country
Reverse calculation
I know what I want to net — tell me what to charge
$
Rate applied: 2.9% + $0.30
Result
Stripe fee
$3.20
You net
$96.80
Effective rate
3.20%
Charge amount
$100.00
Estimate only, based on Stripe's standard published rates. Excludes Billing, Tax, ACH, and Connect add-ons. Always confirm current pricing at stripe.com/pricing — Stripe updates rates periodically and offers custom pricing at volume.
Stripe fees 2026

Stripe fees by country (standard online card rates)

Key takeaways

  • US: 2.9% + $0.30 per successful domestic card charge; international cards cost about 1.5% more.
  • UK and Eurozone: 1.5% + 20p / €0.25 for standard domestic cards — roughly half the US percentage.
  • On a $100 US payment you keep $96.80; to net exactly $100 you need to charge about $103.30.
  • Refunds don't return the fixed fee, and disputes carry a separate flat fee.
Account countryDomestic cardsInternational cards
United States2.9% + $0.304.4% + $0.30
United Kingdom1.5% + £0.203.15% + £0.20
Eurozone (e.g. Germany)1.5% + €0.253.15% + €0.25
Standard online card rates, checked October 30, 2026. UK and EU accounts pay 2.5% for cross-border EEA/UK cards; premium cards, currency conversion (+1% US, +2% UK/EU), Billing, Tax and Connect cost extra.
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The Hustlay dashboard: payouts and fees on the right project, real profit per income stream.

Paid through Stripe, PayPal and Etsy at once? Log each payout and its fees under the right project in Hustlay, and every income stream shows its real profit.

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How Stripe compares

Stripe vs. PayPal vs. Square, by transaction size

Price
Stripe (2.9% + $0.30)
PayPal (3.49% + $0.49)
Square (3.3% + $0.30)
$5
$4.56
$4.34
$4.54
$29
$27.86
$27.50
$27.74
$49
$47.28
$46.80
$47.08
$100
$96.80
$96.02
$96.40
$500
$485.20
$482.06
$483.20
$1,000
$970.70
$964.61
$966.70
Net amount received on a US domestic online card payment, standard published rates (Square: online payments on its Free plan), checked October 30, 2026.
FAQ

Common questions about Stripe fees

Stripe's standard published rate for online card payments is 2.9% + $0.30 for domestic US cards. International cards add roughly 1.5%, and currency conversion adds about 1% on top. Rates vary by country — always confirm current pricing at stripe.com/pricing since Stripe updates these periodically and offers volume discounts above certain thresholds.

Related free tools:
MRR & ARR calculator →CAC calculator →LTV calculator →PayPal fee calculator →Etsy fee calculator →
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